Is Craniosacral Therapy Covered by Insurance? A Helpful Guide to Finding Out

Are your craniosacral therapy sessions covered by insurance? It's a common question for practitioners and clients alike. However, the answer is not a simple yes or no, as insurance policies vary. In this blog post, we will discuss steps you can take to determine if your insurance covers your craniosacral therapy sessions.

Check Your Therapist's Licensure:

First, it's important to check your therapist's licensure. Depending on their credentials, they may be able to provide you with a superbill for your session, which includes treatment and diagnostic codes that you can submit to your insurance. Your therapist may be a licensed chiropractor, massage therapist, acupuncturist, physical, occupational, or speech therapist.

Check Your Insurance's Out-of-Network Benefits:

Next, check if your insurance has out-of-network benefits for your therapist's credentials. For instance, if your therapist is an acupuncturist, inquire about the out-of-network benefits for acupuncture. If your insurance covers these services, you can submit your superbill for reimbursement.

Submit Your Superbill:

Once you have determined that your insurance has out-of-network benefits for your therapist's credentials, you can submit your superbill. Most private insurance companies have an online portal through which you can submit your superbill by filling out a claims form.

Medicare and Medicaid rules are different from those of private insurance companies. If you are enrolled in these programs, you typically need to be seen by a Medicaid/ Medicare provider, so you would ask your provider if they accept your insurance. For the purpose of this blog post, this information is only for private insurance companies.

 Therefore, insurance coverage for craniosacral therapy sessions can be determined by checking your therapist's licensure, your insurance's out-of-network benefits, and submitting a superbill. However, it's crucial to remember that every insurance policy is unique, and it's best to consult with your practitioner and insurance company for accurate information.

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